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Questions about zipPay
Am I eligible for zipPay?
You are eligible to apply if you are an Australian citizen or permanent resident that is at least 18 years old, have a valid a Facebook or PayPal account (in your name) and your own debit card. You will also need your own mobile phone.
How does it work?
Apply once and we’ll give you a decision on the spot. If approved, you can use your account immediately to purchase wherever you see zipPay at checkout. We pay the retailer on your behalf and your purchase can be dispatched or taken home straight away. You simply pay us back over time at a frequency to suit your lifestyle, and pay no interest ever.
What are the fees?
A $6 Account fee applies, however this monthly fee is waived if the balance is paid by the due date. No balance, no fees. A late fee of $5 may be charged if you do not make the minimum monthly repayment within 3 weeks of the due date. That's it. You won't find any other fees hidden in the small print. And remember, you'll never be charged interest on a zipPay purchase.
How do I apply for an account?
You can apply for an account here or while making a purchase at any participating stores. To sign up, all you need is a social media account and to confirm the details that you would normally enter when shopping online (e.g. your name, email, mobile, address, DOB, gender and a valid repayment method).
Subject to approval, This process takes only seconds after which you can complete your purchase and pay for it later!
Once your approved for an account you never have to sign up again and can continue to reuse it as much as you like.
